Licensed Medicare Part D agents represent virtually every insurer in the United States. No one knows the rules and regulations of the Medicare industry better than the local insurance agent.
Humana Medicare Part D Supplement Insurance
We recommend you purchase an affordable Medicare Part D supplemental plan from Humana. Market research has proven that they provide the lowest rates for prescription drug plans and extend lower premiums over the largest area.
You can make use of Humana’s registration form on their website to gain information on the quotes for their plans. When it comes to Medicare Part D, there are not many options for you to choose from. So, selecting the one which is best for you is an easy task. Humana plans can even cost you as minimum as $10 per month. However, you should choose a plan which is best suited for your needs and budget.
If Annual Prescription Costs Exceed $2,500.00
The Medicare Part D insurance plan offered by Humana provides many unique features to the Medicare recipients. There is a flat rate for the co-payments as you enter the “Donut Hole”, so rather than covering up 100% of the drug costs, you can enrol l in Humana Medicare Part D to pay significantly less.
When Choosing a Medicare Part D Plan
- Late enrolment (post May 15th 2006) may mean you incur additional charges for each month that you wait. These are levied at 1% of the national average Medicare premium payment for each successive month that you wait to enroll.
These plans are entirely optional; there is no obligation to enrol in a Humana Part D plan. Many people do, regardless of whether they are taking prescription drugs, as they can prove beneficial in the future.
Should you purchase a separate Part D drug plan, while enrolled with an MAPD (Medicare Advantage Prescription Drug plan), you will be struck off that plan automatically and its terms will no longer apply.
Are you Eligible?
If you qualify for Medicare Part A, B or both, then you are eligible to receive the benefits of the Medicare Part D prescription drug plan.
What Plans are Available to You?
- Humana Standard – This is the basic prescription drug plan. Regular prescription drug users will pay the deductible and then a small percentage of their medication costs. Many people find this to be more than enough over for general prescription drug use. Even healthy customers can benefit from buying one of these policies now, in order to save paying out of pocket costs later on.
- Humana Enhanced – This plan covers those with chronic conditions that require several medications, but at sporadic intervals. If you suffer from a recurring condition that is managed by you and your physician, this could be the plan for you. Plenty of Humana Medicare Part D customers belong to this category as, this being a service designed for 65+ year olds, the likelihood of a customer having a medical condition is higher.
- Humana Complete – This, as the name suggests is the most comprehensive of all Humana plans. This plan is designed for those who rely on prescription medications to lead a normal life. This cover ensures that you don’t go without when you hit the ‘doughnut hole’ (the period for which you would normally have to pay for prescriptions after $2,249.00 worth of coverage. Anybody with a serious condition should talk with their agent about the benefits of this Humana plan.
There Really is a Plan for Everybody!
Provided you fit the eligibility criteria, Humana D will welcome you to join their countless satisfied policyholders with appropriate, comprehensive cover. With premiums costing less than $20.00 per month, the benefits of Medicare Part D far outweigh the expense.
For lower premiums monthly and complete coverage, select Humana as your Medicare insurance provider. Humana’s plans offer a wide variety of options. You can also go with Mutual of Omaha to enroll under Medicare Part D.
The Humana Part D Medicare supplement has been granting its customers peace of mind for decades, and is the nation’s favourite policy provider. Your trusted Medicare agent will help you with any further questions you may have relating to Medicare Part D.